Last updated: May 31, 2023

Notice at Collection

VCI (VeriCheck) respects your privacy and is committed to the proper handling of the personal information collected or processed in connection with your relationship with the Bank.

The California Consumer Privacy Act, as amended by the California Privacy Rights Act (collectively, the “CCPA”) requires that we disclose categories of personal information we may collect about California residents, the categories of sources from which we collect it, and the business or commercial purpose for its collection.

 

Category	Examples	Business & Commercial Purposes for Collection
Identifiers	A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security Number, driver’s license number, passport number, or other similar identifiers.	To open or decline your processing account requests, and/or maintain your account(s)/products and services you have with us, respond to your request(s), or to secure your account(s). Information may also include email providers for sending bank promotional content. Your information may also be shared with regulatory agencies and law enforcement requests (when required) as well as for use by our external auditors, governmental regulatory examiners and external vendors who assist in providing products and services.
Personal information categories listed in California Customer Records law	Information that identifies, relates to, describes, or is capable of being associated with, a particular individual, such as name, signature, social security number, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or other financial information, medical information or health insurance.	To open or decline your processing account requests, and/or maintain your account(s)/products and services you have with us, respond to your request(s), or to secure your account(s). Information may also include email providers for sending bank promotional content. Your information may also be shared with regulatory agencies and law enforcement requests (when required) as well as for use by our external auditors, governmental regulatory examiners and external vendors who assist in providing products and services.
Protected classification characteristics under California or federal law	Age (40 and older), race, color, national origin, citizenship, marital status, gender, sex, military or veteran status.	To service your account, respond to your request, and other legal requirements.
Commercial Information	Records of personal property.	To open or decline your processing account requests, and/or maintain your account(s)/products and services you have with us, respond to your request(s), or to secure your account(s). Information may also include email providers for sending bank promotional content. Your information may also be shared with regulatory agencies and law enforcement requests (when required) as well as for use by our external auditors, governmental regulatory examiners and external vendors who assist in providing products and services.
Internet or other electronic network activity information	Browsing history, search history, last login, information on a consumer’s interaction with a website, application, or advertisement.	To assist us in identifying potential Bank products and/or services of interest. To support internal operations of our website. Data may also be used to investigate malware/hacking attempts, conducting external audits or to comply with regulatory requirements. Information may also include email providers for sending VCI promotional content.
Geolocation data	Physical location, device location from usage of the company’s devices.	For identification purposes in order to service your bank accounts and limit losses due to fraud.
Sensory data	Audio recording (for recorded phone lines only pursuant to regulatory requirement), electronic, visual information, or similar information.	For identification purposes in order to service your bank accounts and limit losses due to fraud.
Professional or employment-related information	Current or past employment history, title, salary, employment files, references.	For identification purposes in order to service your bank accounts and limit losses due to fraud.
Sensitive Personal Information	Social security numbers, account log-in, financial account, debit card, or credit card number with any required security code, password, or credentials allowing access to account content of the mail, email, and text messages.	Limited use of sensitive information. For identification purposes in order to service your bank accounts and limit losses due to fraud.